Fidor TAP Debit Mastercard

Go Green

Fidor Smart Current Account

Influence the increase of interest rates

Fidor's Fresh Banking Approach

#60SecondBanking

SEPA transfers

for a flat fee of £2.49

Tired of the old banks that don't listen to customers? Do you want to be able to send money to friends via their email address or mobile number? Do you want to receive fair advice on what's best for you and your current situation as well as exchange information with peers in the UK? Do you want to be part of the banking revolution?

Then the Fidor Smart Current Account is the right account for you! You can apply for an online account in minutes through our video identification process through which you can open and verify your account via IDNow mobile app or a web camera. If you are using a smartphone, please use the IDNow App. The web version is not supported on a smartphone, only on a laptop or PC/Mac. This is a quick and hassle-free method saving you time and effort. It is real-time, secure and gives you the opportunity to have a face-to-face interaction with your bank. As soon as your ID is validated, you will be able to enjoy all the account features including a competitive interest rate on your current account balance, the "Instant transfer to friends" feature, payments to other UK accounts, as well as sending money to the EEA (European Economic Area) at a competitive rate.

Please note that you can only open a bank account with a valid passport. Driving license is not accepted.

 

SIGN UP FOR AN ACCOUNT TODAY Sign in

Smart Current Account

Free account, easy sign-up, video identification process, no credit check, attractive interest rate and no maximum balance

Debit Mastercard

Directly linked to your Fidor Smart Current Account to make quick, easy and safe payments. You will need to order the card separately.

 

Fidor App Balance Checker

Keep your account balance under control wherever you are, whenever you want
 

Fidor Smart Current Account Fees and Frees

Account opening Free
Credit Check None
Interest Earned on Fidor Smart Current Account Balance

0.3% currently
(up to 0.50% with our Interest for Likes Feature)

Transfers to the EEA

£2.49
(up to £25,000)

Closing Account * Free
Real-time transfers within Fidor accounts Free
Monthly Cost No
Paying in via a Bank Transfer Free

 

*Only when your account is zero. If you have money in your account we can immediately transfer it to another account of yours. If you have a negative balance, you will need to pay the amount back including any applicable charges before being able to close your account.

A Debit Mastercard® made for you!

When opening your Fidor Smart Current account you can order the Fidor TAP Debit Mastercard - a contactless debit card - directly linked to your account. Fidor TAP Debit Mastercard is valid for 3 years and allows you to make online and offline purchases as well as cash withdrawals in an easy, fast and secure way.
To order our debit card, simply click on the button below and you will be transferred to your account page where you can order your card immediately. It takes less than 60 seconds to order a card and it is completely free of charge!
Upon receiving your card you can simply activate your card online under the “Card Management” section in your account.
Don’t forget to go green with Fidor TAP debit Mastercard. Fidor would like to contribute to the protection of the environment and gives you the opportunity to order your card instead of automatically sending you one. So, please don’t order a card when you don’t intend to use it. We hope that you will join us in our quest for a greener environment.

Fidor TAP Debit Mastercard® Fees and Frees

Order a Fidor TAP Debit Mastercard Free

Annual Fees

No

Debit Card Purchases Free

ATM Withdrawals per month (UK & worldwide)

Free first 3 withdrawals then 1GBP per withdrawal

(1.5% FX fees applicable)*

FX Fees 1.5% on all non-sterling transactions
Replacement Card if Expired Free
Replacement Card if Lost/Stolen Free

 

*Only if you get your account debited in the local currency. 

Our Interest for Likes Feature

At Fidor Bank, we are all about community banking and know happy customers are our best advocates. For this reason, we have decided to reward the community for their active participation in helping us spread the word on Facebook with the Interest for Likes feature.

The principle is simple: The more likes Fidor UK receives on Facebook, the higher the interest rate on the Fidor Smart Current Account balance will be!
The interest rate is currently 0.3% per annum.

Start spreading the word today and contribute to the increase of interest earned on your Fidor Smart Current Account!

 
Fidor UK Facebook Likes Interest Rate
Less than 2,000 Facebook Likes (reached) 0.25 % p.a.

From 2,000 Facebook Likes 

0.30 % p.a.
From 4,000 Facebook Likes 0.35 % p.a.
From 6,000 Facebook Likes 0.40 % p.a.
From 8,000 Facebook Likes 0.45 % p.a.
From 10,000 Facebook Likes 0.50 % p.a.

How it works

1. Sign up

Just click on Register and fill in the required fields! If our Smart Current Account is available to you, we will send you an email, which describes the next steps to open your account.

2. Verify

After we have successfully verified your identity through the video identification process, we will send you a letter including a security code within 7 working days. As soon as you enter the security code online, you will be able to start using all the functionalities of your account.

3. Ready

Once you have verified your data, you will not only benefit from the attractive features that your Fidor Smart Current Account offers, but also have access to high-yield savings products.

Your Fidor Plus

Our Fidor Smart Current Account is free and fits the digital lifestyle perfectly. It offers many advantages such as:

 

Easy – No credit check, no hassle, faster, saves you time. Open an account in minutes with the video identification process!

Participatory – The more likes we get on Facebook, the higher your interest rate on your current account balance will be!

Safe – Your deposits are insured up to the GBP equivalent of €100,000. 

 

OPEN YOUR ACCOUNT NOW

Fidor Plus 5

Mobile Banking with the Fidor App Balance Checker

With the Fidor Bank mobile app balance checker for iOS, you have an overview of your money 24/7 wherever you are. You’ll have access to your balance and transaction history to maintain an up-to-date overview of all transactions.

Simply log in once using your accounts details and after this you will need to create a TouchID or Passcode to log in. This ensures your safety as your online banking password won’t be stored in the app.

The useful search and filter functions allow you to search through your entire transaction history, which is always available securely and safely on your device. 

Your Fidor Plus

Notifications for your incoming and outgoing payments wherever you are - with the Fidor Mobile App Balance Checker.

Know your balance - iOS users can see their account balance and transfer list 24/7.

 

Get the app

Download the app

The Fidor app is available on the iTunes Store.

Login

You can use your usual login details to get the Fidor Mobile app Balance Checker.

Mobile Banking

You instantly have access to all your account details on your screen.