We are leaving!

Due to the uncertainties
surrounding the UK
market, we have decided
to withdraw our product
and service offering in
the UK on the 15th of
​​​​​​​September 2019.

Fidor Smart Current Account Fees and Frees

Account opening Free
Credit Check None
Interest Earned on Fidor Smart Current Account Balance

0.3% currently
(up to 0.50% with our Interest for Likes Feature)

The current interest rate of your account is 0.3% however,
it will be reduced to 0% on the 1st of September 2019. 

Transfers to the EEA

(up to £25,000)

Closing Account * Free
Real-time transfers within Fidor accounts Free
Monthly Cost No
Paying in via a Bank Transfer Free


*Only when your account is zero. If you have money in your account we can immediately transfer it to another account of yours. If you have a negative balance, you will need to pay the amount back including any applicable charges before being able to close your account.

A Debit Mastercard® made for you!

  • Secure, fast, easy
  • Automatically issued with the account opening (as of 28th June 2017)
  • Immediately ready to use
  • Free of charge
  • Valid for 3 years
  • Can be upgraded to the contactless Fidor TAP Debit Mastercard
  • Valid for online purchases or via the phone
  • Not valid for offline points of sale or cash withdrawals
  • Intergrated with Mastercard® SecureCode™ for extra security



To order the physical or the digital debit card, simply click on the button below and you will be transferred to your account page where you can order your card immediately. It takes less than 60 seconds to order a card and it is completely free of charge. Upon receiving your card you can activate it online under the “Card Management” section in your account.

Please note: you can only have either of the two cards and not both at this stage.

Don’t forget to go green with Fidor TAP Debit Mastercard. If you feel you won't need it, you can opt for the digital card instead. We hope that you will join us in our quest for a greener environment.


If you are an existing customer, please order your card here

Fidor TAP Debit Mastercard® Fees and Frees

Order a Fidor TAP Debit Mastercard Free

Annual Fees


Debit Card Purchases Free

ATM Withdrawals per month (UK & worldwide)

Free first 3 withdrawals then 1GBP per withdrawal

(1.5% FX fees applicable)*

FX Fees 1.5% on all non-sterling transactions
Replacement Card if Expired Free
Lottery Transactions 3% Fee
Replacement Card if Lost/Stolen Free


*Only if you get your account debited in the local currency.