Invest money for strong returns
You want to invest your money for a fixed-term and get a guaranteed fixed rate of interest? Then the Fidor Bank Savings Bonds is the right choice for you. You determine the term and therefore the interest rate that you will receive. This is very simple with the Savings Bond Configurator tool.
The longer the term, the higher the interest rate.
More about our Savings bonds
At Fidor Bank, we endeavour to adapt our offering to the needs of our clients while keeping things as simple as possible. For this reason, we have decided to let you invest as little as £100 in savings bonds up to 100,000 for the duration of their choice (3, 6, 9, 12, 18, 24 and 36 months).
Savings bonds can be created at any point in time, in less than 60 seconds, directly from your Fidor Bank Smart Current Account but will take up to 3 banking days to be processed by the bank.
Creating a Savings bond is FREE and has no management fee, the only thing we require is that you hold a Fidor Smart Current Account.
|Fidor Bank Savings Bonds||Term||Interest Rate|
|3 months||0.70% p.a.*|
|6 months||0.80% p.a.*|
|9 months||0.90% p.a.|
|12 months||1.20% p.a.|
|18 months||1.30% p.a.|
|36 months||1.60% p.a.|
Interest deposit: The interest payment together with the amount invested is directly deposited into your Fidor Smart Current Account at the end of the duration of the Savings bond you have chosen, subject to any applicable tax.
Statutory Deposit Insurance: FIDOR Bank AG is a member of the Compensation Scheme of German Banks GmbH, which means you are always covered by the latest German deposit insurance. Since the 31st December 2010, this is the GBP equivalent of €100,000.
*Effective from 20th July 2017 onwards only - for any savings bonds created prior to that date previous rates apply.
Your Fidor Plus
Simple – you can configure your savings bond in 60 seconds.
Social – you want to be one of the first to know if and when interest rates are going to change? Join our Interest Rates Consensus Group. In this group, all interest rate changes are announced and discussed in advance.
Flexible – choose the duration, which best fits your financial needs. From 3 months to 3 years.
1. Log in
To create a Fidor Savings Bond, you need to be a Fidor Bank Smart Current Account holder. Then, simply log into your Fidor Smart Current Account. If you don't have an account, sign up here.
After logging in, go to the "Cash Manager" tab, click on "Savings Bonds" and choose "Configure". Now, you are on the "Savings Bond Configurator" tool.
There is a great Fidor Community on their website where questions can be raised and ideas and suggestions made to create a "dreamed for" bank!
Received my debit card quickly after ordering, simple and trouble free to activate the card and view the PIN. I like the options to have transactions by the card notified by email or SMS. Good stuff.
Hey people: I've just created a savings bond! It's a great idea! At least some interest secured.